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10 Best Dropshipping Payment Gateways

What is the vital thing to do before a dropshipper starts an online store? It’s choosing and setting up secure and reliable dropshipping payment gateways. Having a dropshipping store requires a payment gateway because, without one, you won’t be able to sell your products. So, where to begin?

Undoubtedly, you must have a million questions going inside your head. Maybe even you aren’t familiar with the concept of a payment gateway, let alone how it works or how to set up one. The sooner you learn the basics, the easier it’ll be for you to choose one payment gateway for your brand-new online store. So, let’s begin with the basics.

What is a payment gateway?

A payment gateway is a channel that facilitates the process of making an online transaction. The payment gateway stands between the customer and the online retailer. To be more precise, payment gateways ensure a secure transfer of the customer’s money into the retailer’s bank account. The transactions are performed through debit or credit cards or other payment methods, depending on the possibilities the gateway provides. In practice, the customer makes a purchase and his payment is transferred into the dropshipper’s bank account by the payment gateway.

In the dropshipping world, a secure and reliable payment gateway is indispensable. The next step is how to choose the ideal payment gateway for your dropshipping store.

How to choose the perfect dropshipping payment gateway for your online store?

In today’s ever-changing digital world, there are numerous kinds of payment gateways you can choose from. How to know which one is the most suitable for your store? Some criteria can help you decide more easily about which payment gateway to acquire, for example:

  • Type of payment gateway – analyze the two types of payment gateways to see which one is the most compatible with your business;
  • Target country – conduct research about the popular payment gateways in the countries you’re going to dropship to;
  • Fees – check the different transaction fees offered by all payment gateways and the applicable fees for a monthly subscription;
  • User experience – explore the payment gateways’ practices and services to discover which one promises an excellent user experience.

Integrated vs. hosted payment gateways: Advantages and disadvantages

There are two options for payment gateways – integrated and hosted. What are the differences between the two and the benefits each brings?

Integrated payment gateways are those that use API integration. These enable you to connect your online store with the payment gateway’s API. This process allows you to keep your customers on your website without redirecting them to another one. While this is an advantage, as you could boost your conversion rates, with the fully integrated payment gateway, you will be in charge of keeping your customer’s data safe and secure.

In addition, integrated payment gateway solutions are usually customizable. This means you will have to do some development on your own, which can be costly for a beginner dropshipper. On the other hand, with the hosted payment gateways, when your customer comes to the point of making a purchase he will be redirected to the payment service providers page (PSP). The advantage of this type is that the gateway is responsible for all PCI compliance and data security. The drawback, on the contrary, is that the process of redirecting your customers to an unknown website can cause them to distrust your services.

Best dropshipping payment gateways

You now know the differences, as well as the pros and cons of the available payment gateways and it’s time to gather the best in one list. These are the 10 best payment gateways you can use for your dropshipping business.


It is the most popular of all payment gateways. PayPal, at the moment, has 277 million active account holders; it is available in 200 countries worldwide; supports receiving funds in more than 100 currencies, and withdrawing in 56 currencies. Besides, PayPal accepts payments through all major credit cards as well as debit cards. If you decide to set up PayPal for your store, you will use the PayPal Commerce platform for which you will need a business account. Setting up a PayPal business account is free of charge; however, there is a transaction fee of 2.9% plus $0.30 USD per sale. PayPal is usually used as a hosted payment gateway although it also offers an upgrade if you want to use it as an integrated gateway – PayPay Pro. This option is available with a monthly fee of $30 USD.


Another popular payment gateway similar to PayPal is Skrill. It is available in 40 countries; offers access to over 100 local payment methods and supports over 40 currencies. Skrill is designed for both online retailers and individuals. Currently, it is used by around 120,000 merchants and 25 million individuals. Skrill is considered a more economical choice in comparison with PayPay. It comes with a transactional fee of 2.6% – 2.9% plus $0.29 USD per sale. At the moment, Skrill has a special offer for new merchants within limited industry sectors. The offer includes reduced fees, with 0.9% fees on debit/credit card transactions – VISA, Mastercard, and Maestro.


Next on the list of popular payment gateways is Stripe. It is an integrated payment gateway solution that uses flexible API integration. If you choose to go with Stripe, you can customize the platform according to your preferences.  Stripe is available in more than 25 countries; it is the choice of millions of businesses worldwide and supports more than 135 currencies and all major credit/debit cards. It supports integration with WooCommerce and Shopify, and it is used mostly by dropshippers based in Canada, Australia, and the UK.

Amazon Pay

Amazon Pay follows the same pattern as PayPal and Stripe. It doesn’t charge for setting up an account and asks for a transactional fee of 2.9% plus $0.30 USD per sale for domestic U.S. transactions. Additionally, Amazon Pay is a dropshipping payment gateway that charges 3.9% plus $0.29 USD for international transactions. It can be integrated with an API and without a monthly fee. It is designed for online merchants and offers an excellent experience for its customers. To summarize, Amazon Pay is available for online retailers that are based in 17 countries around the world and supports transactions in 12 currencies.

Another popular solution for a flexible and secure integrated payment gateway is They accept it in more than 33 countries but it is quite a popular gateway choice for retailers based in the USA. requires a monthly payment of $25 USD and also charges a transactional fee of 2.9% plus $0.30 USD per sale. However, until August 1, 2020, is waiving the monthly fee for new online retailers that are already or about to register. The payment gateway can be adopted by small or medium online stores based in the USA, UK, Canada, Europe, and Australia.


Available in more than 180 countries across the globe, 2Checkout is a payment gateway that also uses API integration. It is a solid option for dropshipping stores as it offers the possibility to integrate with other payment gateways such as PayPal, Stripe, and Skrill, as well as localization for a better customer experience. 2Checkout charges a transactional fee of 3.5% plus $0.30 USD per sale. It accepts payments with major credit cards and other payment methods. These characteristics make it a suitable payment gateway for more than 17,000 eCommerce and dropshipping businesses globally.


Adyen is an example of an integrated payment gateway solution that supports more than 250 payment methods and 150 currencies. Online retailers from over 38 countries across Europe, North America, Latin America, Asia, and Pacific Africa can implement it. The payment gateway doesn’t have set-up fees or monthly fees; they have a minimum invoice of $120 USD per month and charge a processing fee of $0.10 USD plus a payment method fee per transaction, which varies depending on the payment method.

Apple Pay

The favorite choice of Apple users is Apple Pay. The payment gateway accepts payments using all major credit and debit cards, as well as other payment methods. Apple Pay is compatible and supported by, Stripe, and Braintree. Furthermore, it is considered a safe and secure alternative for most Apple users as it provides the possibility to make payments through Touch ID or Face ID, without saving any information about credit card or the transaction.


Powered by PayPal, Braintree is the ideal payment gateway for those dropshippers who want a highly customized online store. Braintree is designed to fit the specific need of all dropshippers, not just one. Along the way, as your online store grows, it provides the possibility for modifications of the solution. Braintree supports PayPal, all major credit and debit cards, as well as Apple Pay and Google Pay. It charges a fee of 2.9% plus $0.30 USD per sale. Finally, as a dropshipper, you can contact Braintree’s customer service at any time in order to guarantee you a unique experience.


Last on the list of best payment gateways for dropshipping is WePay. Yet another choice for an integrated payment gateway, WePay is present only in the USA territory. Similar to Braintree, WePay is able to work with a flexible API to offer a seamless experience for both dropshippers and their customers. Some reviewers state that WePay’s solution is somewhat complex. WePay compensates for this with its complete support and payment risk coverage of 100%.

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About the Author

Kristina Gjorgievska

Kristina, Head of Content at BrandsGateway. Eternal inspiration: The Doors music and lyrics, Bernardo Bertolucci's timeless “Stealing Beauty”, and the dynamic and meditative Ashtanga Yoga.

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